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    Pension Annuities Direct

Should you delay taking your pension

You can take your personal pension benifits from age 55 but should you take them now or later?

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Pension Annuities

What is a Pension Annuity?

A pension annuity is designed to provide you with an income and is payable for the rest of your life as a minimum. The funds that you have saved into your pension pot are used to purchase an annuity either from your existing pension company or a new pension provider.

The amount you receive as an income is dependant on:

  • The amount you have in your pension funds
  • Your age
  • The annuity rate at the time of purchase.


The rates between different companies can vary and using your open market to let someone such as ourselves shop for the best rates makes sense.

There are two basic Pension Annuity options a standard annuity or an Enhanced Annuity. An Enhanced annuity provides a greater level of income and is available to you dependent on your lifestyle or health conditions, we would recommend that you click here to find out more about Enhanced Annuities, it could provide you with a greater income for the rest of your life.

You are entitled to shop the “open market” yet only 44% of people take this option.

There is a significant difference between the income you can receive from the various pension providers , which may not be made obvious to you. We have the knowledge and experience to shop the market for you to obtain the most suitable option.

Pension Annuities Direct

We Only Use Highly Reputable Providers Including…

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0845 576 01 02

It can be a lot easier to talk
through what you would
like, so please feel free to
call one of our specialist
team to discuss your
pension annuity.

Calls are recorded for
training and quality purposes.

Case Studies

  • Mr T earned 21% MORE Pension Income

    Mr T was 55 years old and had a pension pot of £200,000. He wanted a single life annuity with a guarantee on the policy but no escalation. He has some lifestyle conditions and health issues, he is a heavy

    Read More…

  • Mr H earned 29% more pension income

    Mr H was 60 years old and had a pension pot of £30,000. He was a smoker and is taking medication for Cholesterol, although his readings were fine and he also suffered with vertigo. He wanted a single life annuity

    Read More…